Posts Tagged ‘Mature Worker’

The Curious Case of William P. – Part 06

Friday, February 19th, 2010

Stage 1 – (Still) On the Verge of a Professional Job Search

William and I had a long conversation where he admitted that he was living out of his car.  His mailing address was that of a former co-worker at the hardware store.  He had some messages on his phone that he asked me to retrieve for him.  One was for a doctor’s appointment for that day, he was sure, but he was unsure of the time.

Huge job search challenges: bad phone, impaired hearing, no home

3D render of a mobile phone

 

He brought in his phone and I listened to his messages.  He did have an appointment that day, but it was at the VA hospital in Menlo Park.  That is quite a drive for him.  I am still not certain that he can find the hospital in Livermore, because Chuck has taken him there every time.  I called Menlo Park and they wanted to reschedule the meeting, which was a godsend.

There was another call from a VA administrator saying that his VA card had been returned, so I called her and found out that she had resent it.  He went over that day and retrieved his card from his friend.

No interviews, but still progress – ID card found, appointments rescheduled

I asked him why he did not take his phone with him, so people could reach him.  And why he never called Chuck back.  I asked him to show me that he could call Chuck on the phone, while I was there and make plans to go out together to the VA hospital.  He admitted that something was wrong with his phone and he could not make outbound calls.  I tried to call Chuck using his phone and I could not figure it out.  Something was definitely wrong with his phone.  He agreed to go over to the phone company office and get it serviced.  I also asked him to check into text messaging, because he could read those.

The next day I received a heartening call from Chuck.  William had retrieved his VA card and they went out to the hospital and rearranged all of the appointments that he missed.

The two headed monster that strikes every job hunter

I asked William why he was so reluctant to disclose his problems to Chuck and me.  He said that he was afraid.  And I think he has been depressed, but coping.  Slowly he has been retreating from society.  Fear and depression, the two headed monster that strikes every job hunter.  They are cunning and baffling emotions, cut from the same cloth.  No job hunter, regardless of age, can escape these two.  What makes the difference in the job search is how fast a person rebounds and gets back to conducting a professional job search.

William needs a place to live just as badly as getting his hearing restored.  I placed a call to the Alameda County VA Helpline and got in touch with a case worker who will help Chuck and me.  Next I checked in with a recent JobLink Alumni who recently landed a job.  This person is connected to the real estate community and to the City of Dublin.  He has agreed to help find a room for William to rent.

I would like to say we are into Stage One, but we need to take care of first things first.

Volunteering Again

Tuesday, February 16th, 2010

Since I have stopped working I have been looking for meaningful ways to help out in the community. My last venture into the volunteer world did not go so well. I was going to participate in the Share-A-Pet project where you bring your pet to visit with the sick and elderly at various health care facilities.  DeeJay, our eight year old Cock-a-Poo, just wasn’t up to the task and my doctor didn’t like the idea of me being exposed to people who were ill.  I know the dog and I both would have enjoyed it, but I guess it was not meant to be.

Working to elect our judicial candidateGold scales and auction hammer. Objects over white

Now my husband and I are going to try a different type of volunteering. We will be working to elect a judicial candidate who is a member of our extended family. The election is in November so we have almost the whole year to help. My husband and I believe that it will be beneficial for us both. We can put our communication and interpersonal skills to a good use, plus make some new friends. The additional benefit is that our son will be able to earn community service credit for helping in the campaign so it will be a winning situation for the whole family. Maybe we can even have DeeJay wear a campaign bandana. With his cuteness factor going for us, we surely will win over a lot of voters.

A new experience plus a good use of our time and skills

Our first meeting is next week. We will get to select how involved we want to be, what tasks we would like to perform and how much time we are able to devote to this endeavor. Hopefully this will be a good use of our time and skills, give our son a hands on experience with government in action and help us all understand the political process a little better.

Learning Financial Restraint After I Stopped Working

Tuesday, February 9th, 2010

Personal Finance. Hand and Coins. Money and fi...

Several weeks prior to the beginning of 2010, I read an article by financial columnist Humberto Cruz of the Chicago Tribune. He stated that if you have never written down your daily expenditures you should try it to see where your money is really going and what better time to start than the beginning of a new year. It was simple. Write down every penny you spend each day (even for a pack of gum), tally the results at the end of each week and total them at the end of the month. The key is to be consistent. I decided to try his plan because since I am no longer working I need to be much more aware of where my money is being spent. I am not referring to monthly recurring bills like my Cobra insurance, but shopping trips to the grocery store, lunches out with friends, visits to the beauty shop, gifts, plus all the little expenses that happen whenever you venture out of the house.

When I had a job, 15% of each pay check went directly into my 401k

I am embarrassed to say that I have never followed a budget. Somehow there was always enough going into my checking account that allowed me to spend what I chose to and still save for my retirement. I was disciplined in putting 15% of my pay into my 401K while working for a major hospital corporation. I invested wisely and benefited from the market boom years. As soon as I was eligible at my last job, I made do with less money each pay period but once again put 15% into a 401K. Now that I am no longer working, I must rely on Social Security and my savings to supplement what I need each month so not only am I interested in knowing where and how my money is being spent, it is imperative.

My new job is to create and follow a reasonable retirement budget

After only one week I was shocked. It is amazing how quickly small amounts add up to large sums. I was living in blissful ignorance. Now that I know I have to write down what I spend I think twice before making any purchases. With retirement comes stricter fiscal responsibility and as I am quickly learning it is tougher than you think.

Growing a Garden Instead of a Career

Tuesday, January 19th, 2010

Little plants sprouting from the soil

Autumn in South Florida is wonderful. It is the most beautiful season here. You wake up to 70 degree weather and it gets up to the mid 80’s during the day. It’s when people come out of their air-conditioned homes (after seven months of 90 plus weather) and get things accomplished. It is a time of unlimited outdoor opportunities. I have started new lists of projects to be done and am actually moving down the list, crossing off the completed items, as I love to do.

Flowering plants:  A job combining work and love

One of my favorite tasks is gardening. While I was working I never had the time necessary to maintain a beautiful floral garden. Flowering plants require work and love. After living almost all of my life in Chicago, I actually feel guilty shopping for plants in November. My kids back home are dealing with temperatures in the 40’s and I am in shorts walking through the nursery thinking about planting flowers. Since I have stopped working I find that I can spend an hour just walking up and down the aisles in the nursery talking to the knowledgeable employees, picking their brains about plants. I am learning a great deal from these people and appreciate the time they spend teaching me about species that could never have survived in Chicago.  I buy a few at a time, nurture them and watch them grow into strong, gorgeous living ornaments for my home.

Gardening is turning into a hobby that I could never have pursued to this degree while I was employed and I love it. It makes me wonder how many more activities I will get to explore now that I have the time. Maybe it’s time to take out that old mix-master and the measuring cups because cake baking might be my next endeavor.

No Job = Less Money = Fewer Gifts

Tuesday, December 29th, 2009
Someone hitting the sales

 

I just returned from my favorite department store carrying shopping bags filled to the brim with bargains. This was one of those “one day only, lowest prices of the season sale”. They weren’t kidding! I needed to buy my holiday gifts to mail them out to Chicago so the sale was extremely timely. This is the first time in many years that I will not be able to spend what I would like on gifts for the family for the holidays so I really needed to be careful. Not having a paycheck coming in really cramps my style, but doesn’t have to stop my generosity.  It just requires more time and creativity. I have the time but not the money!

A New Skill – Bargain Shopper

Last year as I was contemplating stopping working I needed to be more frugal for the holidays. It is now almost six months since I have been employed and I have learned to wait and search for bargains. I also have the ability to go to stores at 9:00AM during the week and look around at my leisure for the perfect gift at that special bargain price. When I was working I was limited to running into stores at the busiest times on the weekends, fighting the traffic and horrific parking at the mall and scanning the stores for items when the aisles and counters were crowded with shoppers. Since the majority of shoppers were there on the weekends, the sales were never as spectacular. Last Wednesday, for example, it was 60% off until 1:00pm. What is the working person supposed to do? I could just picture calling my old boss to say I wouldn’t be in because I wanted to save money on holiday gifts. She would have given me the gift of a “pink slip”. 

When done right, shopping can be rewarding work

I did well for myself. I came out with great gifts at fabulous prices. I used my debit card so I won’t have large bills coming due in January so I won’t have debt hanging over my head and that makes me feel good. I’ve finished my holiday shopping and just have to wrap the gifts and mail them away. Now if I could only negotiate shipping rates with the post office my holiday would be complete.